|
|
Real estate appraisal services for homeowners in the city of Santa Fe and Santa Fe County
Here are the top 7 reasons why New Mexico homeowners use Appraisal Works LLC:
- To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
- Challenge Santa Fe County's assessment of your property value
-
Remove PMI to reduce your mortgage payments
-
Reinstate your Home Equity Line of Credit (HELOC)
-
Verify a different appraiser's report
-
If property needs to be divided because of a divorce
-
To determine the true market value of real estate to settle an estate in Santa Fe County or the state of New Mexico
At Appraisal Works LLC, we understand the special needs of a homeowner seeking appraisal services.
Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
Pre-listing Services/For Sale by Owner
It's very hard to be objective about your house because of your emotional attachment to it.
The professional appraisers at Appraisal Works LLC will tell you what you need to know -- not just what you want to hear. We are objective.
In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer.
The appraisal is something tangible to show your buyer.
An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth.
Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenging Santa Fe County's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that's declining.
That means you're paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better.
An appraisal from Appraisal Works LLC is your strongest weapon when challenging your property tax assessment.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners.
Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
Appraisal Works LLC is seasoned in helping clients just like you delete undesirable PMI insurance.
Was your HELOC recently frozen?
If your home is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
Not only can this be inopportune from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out.
Appraisal Works LLC can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal?
An appraiser from Appraisal Works LLC can go out and check the subject and comparables in question in a field review.
Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you.
Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.
|
|
